I live in the UK. I am married. My wife wants a divorce. I bought the house we live in twenty years before I met my wife. When we married my outstanding mortgage was £14000, about half the price of the house when I bought it. My wife had a house of her own which she sold when we married. The sale of her house left her £20000 in debt to clear her mortgage. To cover that, we agreed to convert my mortgage to a joint mortgage of £34000. We have two children. What would be the best way forward if we divorce?